When your church outgrows the meter, the bill shouldn't punish the growth.
ChurchTrac is the budget all-in-one — a genuinely good value for a small church, priced by how many names you track, with accounting and messaging as add-ons. SundayHQ is what churches graduate into: one flat price that never meters up, deeper workflows, audit-grade receipting, and multi-campus that lives in one account.
SundayHQ
$59/mo
Flat. Every module, unlimited people and staff — the price never meters up as you grow.
ChurchTrac
$9–90/mo
Metered by tracked names, plus add-ons: Accounting +$15/mo, Enhanced Messaging +$7/mo.
ChurchTrac's published bands as of July 2026: $9 (75 names), $18 (125), $36 (250), $54 (500), $72 (1,000), $90 (unlimited). A church using the accounting and messaging add-ons crosses $59/mo at roughly 250 tracked names — and tracking visitors and kids counts against the meter.
| SundayHQ | ChurchTrac | |
|---|---|---|
| Pricing model | $59/mo flat, every module, unlimited names — adding people, visitors, and kids never changes the bill. Multi-campus at $179/mo. | Metered by tracked names ($9–90/mo) plus add-ons for accounting (+$15) and messaging (+$7). Growth and outreach move the meter up. |
| Canadian receipting | CRA official receipts as a system of record: split-receipting, strictly sequential gap-tracked serials per legal entity per tax year, void-and-reissue with an audit trail. | A charity-number field and an uploaded signature; no split-receipting, and per ChurchTrac's own support docs, regenerating a statement report produces different receipt numbers. |
| Multi-campus | Native in one account: campus-scoped roles, org-level rollups, and campuses as separate legal charities with independent receipt sequences. | ChurchTrac's own guidance for segregated campus financials is to run a separate account per campus — no consolidated org rollup. |
| Workflows & assimilation | A multi-step pipeline engine: follow-up cards with owners and deadlines, auto-triggered by first check-in, first gift, forms, or tags. | Basic automations are included; there's no comparable multi-step pipeline builder with per-step auto-actions. |
| Reporting | Reports plus a custom report builder that shares one filter engine with people lists and communication audiences. | A report builder exists, but reporting is the most-cited weakness in ChurchTrac's own reviews — 'confusing and limited' is a recurring phrase. |
| Fund accounting | None built in — deliberately. Funds carry GL codes for your bookkeeper's tools; we don't rebuild a general ledger. If your books live in ChurchTrac Accounting today, weigh this honestly. | Built-in fund accounting (+$15/mo): budgets, reconciliation, check printing. Their genuine headline differentiator, and the best reason to stay. |
| Realtime collaboration | Live multi-user service-plan editing with presence, and live check-in headcounts — two volunteers can build Sunday at the same time. | No realtime co-editing; plans and records are edited one save at a time. |
ChurchTrac details come from their published pricing page, support documentation, and aggregated Capterra/GetApp reviews as of July 2026. If anything here is out of date, tell us and we'll correct it.
If your church has grown past roughly 150–250 tracked names, the math changes: ChurchTrac's meter plus add-ons lands in the same range as our flat $59 — and keeps climbing as your list grows, which quietly taxes exactly the outreach you're trying to do. At that point SundayHQ is the upgrade that keeps the one-flat-price promise: deeper workflows, a report builder that isn't the product's weak point, CRA receipting that survives an audit, and multi-campus in one account.
If you're a 75-name church plant on a tight budget, honestly: ChurchTrac at $9–18/mo is cheaper than us and we won't pretend otherwise — our Church Plant tier is $29/mo. The reason plants still pick SundayHQ is what's included at that price: audit-grade receipting from the first gift, check-in security from the first Sunday, and a bill that never changes as the plant grows.
Export your people and giving from ChurchTrac, run the file through the CSV importer's preview, fix what it flags, and commit — with rollback if you don't like what you see. Giving history keeps its dates and funds so year-end statements stay right.
For +$15/mo a small church runs its books and its people in one system. We deliberately don't build a ledger — if in-ChMS accounting is non-negotiable for your treasurer, that's a real reason to stay.
At $9–18/mo for small churches, ChurchTrac wins the tiny-church price argument outright. We don't compete at that floor and won't pretend to.
Bootstrapped since 2002, thousands of churches, and consistently top-rated support. We're the newer product — which is why our demo is open before you commit to anything.
Not with a built-in ledger — we deliberately don't have one. Funds in SundayHQ carry GL codes and your giving data exports cleanly for your bookkeeper's tools, but if your church's books must live inside the ChMS itself, ChurchTrac keeps that advantage today and you should weigh it seriously before switching.
Base plan to base plan, around 500 tracked names ($54/mo vs our flat $59). Add the accounting and messaging add-ons and the crossover drops to roughly 250 names ($58/mo and climbing). Past 1,000 names ChurchTrac runs $72–112/mo depending on add-ons. The structural difference: their bill grows with your list — including visitors and kids you track — and ours never does.
ChurchTrac's Canadian support is a charity-registration field and an uploaded signature image, with no split-receipting — and their own support documentation notes that regenerating a statement report creates different receipt numbers, which means serials aren't persistent. SundayHQ issues CRA official receipts as a system of record: every mandatory field, strictly sequential gap-tracked serials per legal entity per tax year, split-receipting for benefit events, and void-and-reissue lineage.
No — we don't do SMS at all, deliberately. Carrier registration rules make church texting either non-compliant or a recurring add-on fee, so we invested in unlimited email and free member-app push instead, included in every tier. For giving on-ramps, donors use giving links and QR codes — announce a QR from the stage instead of a keyword.
Export your people and giving data from ChurchTrac, then run it through SundayHQ's CSV importer: it previews the whole import with duplicate and error reports before anything commits, commits in tracked batches, and rolls back cleanly if something's wrong. Most churches can verify the preview in an afternoon.
Open the working demo church, count what's included, and compare it to your current bill at your current size. No card, no call, two clicks.